        /* ======================================== */
        /* VARIABEL WARNA TELKOMSEL STYLE */
        /* ======================================== */
        :root {
            --primary-color: #EC2028;    
            --primary-dark: #B9161E;
            --secondary-color: #001A41;  
            --dark-blue: #001A41;        
            --accent-color: #EC2028;      
            
            --footer-bg: #f8fafc; 
            --footer-text: #334155;
            
            --light-bg: #f8fafc;          
            --dark-text: #0F172A;         
            --light-text: #475569;        
            --white: #ffffff;
            --shadow-sm: 0 2px 4px rgba(0, 0, 0, 0.05);
            --shadow-md: 0 4px 6px rgba(0, 0, 0, 0.05);
            --shadow-lg: 0 10px 15px -3px rgba(0, 0, 0, 0.05);
            --shadow-premium: 0 12px 35px rgba(0, 0, 0, 0.08);
            
            --transition: all 0.3s cubic-bezier(0.4, 0, 0.2, 1);
            --border-radius: 12px;
            --gradient-primary: #EC2028;
            --heading-font: 'Inter', -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, sans-serif;
            --body-font: 'Inter', -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, sans-serif;
        }

        * { box-sizing: border-box; }
        
        html {
            max-width: 100%;
            overflow-x: hidden;
            margin: 0;
            padding: 0;
        }
        
        body {
            max-width: 100%;
            overflow-x: hidden;
            font-family: var(--body-font);
            color: var(--dark-text);
            background-color: var(--white);
            font-weight: 400;
            line-height: 1.7;
            margin: 0;
            padding: 108px 0 0 0; /* 36px topbar + 72px navbar */
            -webkit-font-smoothing: antialiased;
        }

        /* Memberi ruang lebih di konten utama */
        main {
            padding-top: 0; /* Tidak ada jarak dari navbar ke slider */
            padding-bottom: 4rem;
        }

        /* Ruang antar section lebih lega secara global */
        section, .section-padding {
            padding-top: 5rem !important;
            padding-bottom: 5rem !important;
            position: relative;
        }

        /* Kecualikan Hero Slider dari padding global */
        .hero-section {
            padding: 0 !important;
        }

        /* Style Hero Section agar "Berjarak" dan Premium */
        [class*="-hero"] {
            margin-top: 0;
            margin-bottom: 25px;
            border-radius: 0;
            overflow: hidden;
            margin-left: 0;
            margin-right: 0;
            box-shadow: none;
            border: none;
            
            /* Unified Size & Alignment */
            padding: 50px 0 !important;
            min-height: 250px;
            display: flex;
            align-items: center;
            position: relative;
        }

        /* Reset internal padding inside hero rows/cols for consistency */
        [class*="-hero"] .row, 
        [class*="-hero"] .col-lg-8,
        [class*="-hero"] .col-lg-7 {
            padding-top: 0 !important;
            padding-bottom: 0 !important;
        }

        @media (max-width: 991.98px) {
            body { padding-top: 72px; } /* mobile: tidak ada topbar */
            .navbar {
                top: 0 !important; /* Mobile: topbar hidden, navbar langsung di atas */
                height: 60px;
            }
            .navbar-brand img { height: 38px; }
            section, .section-padding {
                padding-top: 3.5rem !important;
                padding-bottom: 3.5rem !important;
            }
            [class*="-hero"] {
                margin-left: 0;
                margin-right: 0;
                border-radius: 0;
                margin-top: 0;
                margin-bottom: 20px;
                padding: 40px 0 !important;
                min-height: 200px;
            }
        }

        h1, h2, h3, h4, h5, h6, .navbar-brand {
            font-family: var(--heading-font);
            letter-spacing: -0.02em;
        }
        
        /* ======================================== */
        /* ================================================== */
        /* NAVBAR PREMIUM BANKING REDESIGN                     */
        /* ================================================== */

        /* ── TOP INFO BAR ── */
        .topbar {
            background: #f9f9f9;
            color: #475569;
            font-size: 0.78rem;
            padding: 7px 0;
            font-weight: 500;
            letter-spacing: 0.01em;
            position: fixed;
            top: 0;
            left: 0;
            right: 0;
            z-index: 1060;
            height: 36px;
            border-bottom: 1px solid #eaeaea;
        }
        .topbar a { color: #475569 !important; text-decoration: none; transition: color 0.2s; }
        .topbar a:hover { color: var(--primary-color) !important; }
        .topbar .topbar-right { display: flex; align-items: center; gap: 1.5rem; }
        .topbar .topbar-right a { display: flex; align-items: center; gap: 5px; }
        .topbar .topbar-right .topbar-divider { color: #ccc; }

        /* ── MAIN NAVBAR ── */
        .navbar {
            background: #ffffff !important;
            border-bottom: 1px solid #e8ecf0;
            height: 72px;
            display: flex;
            align-items: center;
            padding: 0;
            transition: all 0.3s cubic-bezier(0.4,0,0.2,1);
            z-index: 1050;
            top: 36px; /* Di bawah topbar */
        }

        .navbar.navbar-scrolled {
            height: 64px;
            background: rgba(255,255,255,0.98) !important;
            backdrop-filter: blur(20px);
            -webkit-backdrop-filter: blur(20px);
            box-shadow: 0 10px 30px rgba(0,0,0,0.06);
            border-bottom-color: transparent;
        }

        @media (min-width: 992px) {
            .navbar.navbar-scrolled {
                width: 92% !important;
                max-width: 1240px !important;
                left: 50% !important;
                right: auto !important;
                transform: translateX(-50%) !important;
                border-radius: 50px !important;
                top: 48px !important; /* 36px topbar + 12px gap */
                border: 1px solid rgba(255, 255, 255, 0.4) !important;
                padding: 0 25px !important;
            }
        }

        /* ── BRAND / LOGO ── */
        .navbar-brand {
            display: flex;
            align-items: center;
            gap: 10px;
            text-decoration: none;
            flex-shrink: 0;
        }
        .navbar-brand img {
            height: 48px;
            width: auto;
            object-fit: contain;
            transition: all 0.3s ease;
        }
        .navbar.navbar-scrolled .navbar-brand img { height: 40px; }
        .navbar-brand .brand-text { display: flex; flex-direction: column; line-height: 1.15; }
        .navbar-brand .brand-name {
            font-size: 0.95rem;
            font-weight: 800;
            color: var(--primary-color);
            letter-spacing: -0.02em;
        }
        .navbar-brand .brand-sub {
            font-size: 0.65rem;
            font-weight: 500;
            color: #64748b;
            letter-spacing: 0.05em;
            text-transform: uppercase;
        }

        /* ── NAV LINKS (DESKTOP) ── */
        .navbar .navbar-nav .nav-link {
            color: #1e293b !important;
            font-weight: 500;
            font-size: 0.88rem;
            padding: 0.55rem 1.1rem !important;
            margin: 0 0.15rem;
            border-radius: 4px;
            transition: all 0.3s cubic-bezier(0.4, 0, 0.2, 1);
            position: relative;
            display: flex;
            align-items: center;
            gap: 4px;
            white-space: nowrap;
        }
        .navbar .navbar-nav .nav-link:hover {
            color: var(--primary-color) !important;
        }
        .navbar .navbar-nav .nav-link.active {
            color: var(--primary-color) !important;
            font-weight: 800;
        }
        .navbar .navbar-nav .nav-link::before {
            content: '';
            position: absolute;
            bottom: -5px;
            left: 50%;
            transform: translateX(-50%);
            width: 0;
            height: 3px;
            border-radius: 3px;
            background: var(--primary-color);
            transition: width 0.3s ease;
        }
        .navbar .navbar-nav .nav-link:hover::before,
        .navbar .navbar-nav .nav-link.active::before {
            width: 80%;
        }
        
        /* Hilangkan panah default bawaan Bootstrap agar tidak tumpang tindih */
        .navbar .navbar-nav .dropdown-toggle::after {
            display: none !important;
        }

        /* ── REGULAR DROPDOWN (Suku Bunga) ── */
        .navbar .dropdown-menu {
            background: #ffffff;
            border: 1px solid #e8ecf0;
            border-radius: 16px;
            box-shadow: 0 20px 60px rgba(0,0,0,0.08), 0 8px 16px rgba(0,0,0,0.04);
            padding: 0.6rem;
            min-width: 230px;
            margin-top: 8px;
            animation: dropFade 0.2s ease forwards;
        }
        @keyframes dropFade {
            from { opacity: 0; transform: translateY(-6px); }
            to   { opacity: 1; transform: translateY(0); }
        }
        .navbar .dropdown-menu .dropdown-item {
            color: #374151;
            padding: 0.65rem 1rem;
            border-radius: 10px;
            font-weight: 500;
            font-size: 0.875rem;
            transition: all 0.18s ease;
            display: flex;
            align-items: center;
            gap: 8px;
        }
        .navbar .dropdown-menu .dropdown-item:hover,
        .navbar .dropdown-menu .dropdown-item.active {
            background: #fff1f2;
            color: var(--primary-color) !important;
        }
        .navbar .dropdown-menu .dropdown-item i {
            display: inline-block !important;
            width: 18px;
            text-align: center;
            color: #94a3b8;
            font-size: 0.85rem;
            transition: color 0.18s;
        }
        .navbar .dropdown-menu .dropdown-item:hover i,
        .navbar .dropdown-menu .dropdown-item.active i {
            color: var(--primary-color);
        }
        .navbar .dropdown-menu .dropdown-divider {
            border-color: #f1f5f9;
            margin: 0.35rem 0;
        }

        /* ── MEGA MENU (Tentang Kami, Produk, E-form) ── */
        /* CSS mega-menu sudah di-handle di blok media query di bawah */

        /* ── SEARCH BUTTON & FORM ── */
        .navbar-search { position: relative; }
        .search-toggle {
            background: #f1f5f9;
            border: none;
            width: 38px; height: 38px;
            border-radius: 50%;
            display: flex; align-items: center; justify-content: center;
            color: #374151;
            font-size: 0.9rem;
            cursor: pointer;
            transition: all 0.2s ease;
        }
        .search-toggle:hover {
            background: rgba(194,26,26,0.1);
            color: var(--primary-color);
        }
        .search-form {
            position: absolute; top: calc(100% + 10px); right: 0;
            width: 340px;
            background: white; border-radius: 16px;
            box-shadow: 0 20px 60px rgba(0,0,0,0.12);
            padding: 1rem;
            opacity: 0; visibility: hidden;
            transform: translateY(-8px);
            transition: all 0.25s ease;
            z-index: 1100;
            border: 1px solid #e8ecf0;
        }
        .search-form.show { opacity: 1; visibility: visible; transform: translateY(0); }
        .search-form .form-control {
            border: 1.5px solid #e8ecf0; border-radius: 10px;
            padding: 0.65rem 1rem; font-size: 0.9rem;
            background: #f8fafc; transition: all 0.2s;
        }
        .search-form .form-control:focus {
            border-color: var(--primary-color);
            background: white;
            box-shadow: 0 0 0 3px rgba(194,26,26,0.12);
            outline: none;
        }
        .btn-search-custom {
            background: var(--primary-color) !important;
            color: white !important;
            border-radius: 0 10px 10px 0 !important;
            padding: 0.65rem 1.25rem !important;
            font-weight: 600; font-size: 0.875rem;
            border: none;
            transition: all 0.2s;
        }
        .btn-search-custom:hover { background: var(--primary-dark) !important; }

        /* ── CTA BUTTON ── */
        .btn-login {
            background: var(--primary-color);
            color: white !important;
            font-weight: 700;
            font-size: 0.85rem;
            border-radius: 50px;
            padding: 0.6rem 1.4rem;
            border: none;
            text-decoration: none;
            white-space: nowrap;
            transition: all 0.3s cubic-bezier(0.4, 0, 0.2, 1);
            letter-spacing: 0.01em;
        }
        .btn-login:hover {
            background: var(--primary-dark);
            transform: translateY(-1px);
            color: white !important;
        }

        /* ── HAMBURGER (MOBILE) ── */
        .navbar-toggler {
            border: none !important;
            background: #f1f5f9 !important;
            width: 40px; height: 40px;
            border-radius: 10px !important;
            display: flex; align-items: center; justify-content: center;
            padding: 0;
            box-shadow: none !important;
        }
        .navbar-toggler:focus { box-shadow: none !important; outline: none; }
        .navbar-toggler-icon span {
            display: block;
            width: 20px; height: 2px;
            background: #374151;
            border-radius: 2px;
            transition: all 0.3s ease;
            transform-origin: center;
        }
        .navbar-toggler-icon { display: flex; flex-direction: column; gap: 5px; }
        .navbar-toggler:not(.collapsed) .navbar-toggler-icon span:nth-child(1) {
            transform: translateY(7px) rotate(45deg);
        }
        .navbar-toggler:not(.collapsed) .navbar-toggler-icon span:nth-child(2) {
            opacity: 0; transform: scaleX(0);
        }
        .navbar-toggler:not(.collapsed) .navbar-toggler-icon span:nth-child(3) {
            transform: translateY(-7px) rotate(-45deg);
        }

        /* Icon menu disembunyikan di semua tampilan */
        .main-nav-icon { display: none !important; }

        /* ======================================== */
        /* OVERRIDE BOOTSTRAP PRIMARY (MENCEGAH BIRU) */
        /* ======================================== */
        .btn-primary {
            background-color: var(--primary-color) !important;
            border-color: var(--primary-color) !important;
            color: white !important;
        }
        .btn-primary:hover {
            background-color: #750f0f !important;
            border-color: #750f0f !important;
        }
        .btn-outline-primary {
            color: var(--primary-color) !important;
            border-color: var(--primary-color) !important;
        }
        .text-primary { color: var(--primary-color) !important; }
        .bg-primary { background-color: var(--primary-color) !important; }

        /* === TELKOMSEL STYLE FOOTER === */
        .footer {
            background: #001A41;
            color: #E2E8F0;
            padding: 60px 0 0;
            font-family: var(--body-font);
            position: relative;
            overflow: hidden;
        }
        .footer::before {
            content: '';
            position: absolute;
            top: 0;
            left: 0;
            width: 100%;
            height: 6px;
            background: var(--primary-color);
        }

        .widget-title {
            color: #ffffff;
            font-weight: 700;
            font-size: 1.1rem;
            margin-bottom: 25px;
            position: relative;
            padding-bottom: 12px;
            text-transform: uppercase;
            letter-spacing: 0.5px;
        }

        .widget-title::after {
            content: '';
            position: absolute;
            left: 0;
            bottom: 0;
            width: 40px;
            height: 3px;
            background: var(--primary-color);
            border-radius: 2px;
        }

        .footer p { line-height: 1.8; color: #CBD5E1; font-size: 0.9rem; margin-bottom: 25px; }
        
        .footer .list-unstyled li { margin-bottom: 12px; }
        .footer .list-unstyled li a { 
            color: #94A3B8 !important; 
            text-decoration: none !important; 
            font-size: 0.88rem; 
            transition: all 0.3s cubic-bezier(0.4, 0, 0.2, 1);
            display: inline-flex;
            align-items: center;
            gap: 6px;
        }
        .footer .list-unstyled li a::before {
            content: '•';
            color: var(--primary-color);
            opacity: 0;
            transform: translateX(-6px);
            transition: opacity 0.3s ease, transform 0.3s ease;
            font-size: 0.7rem;
            width: 6px;
            display: inline-block;
        }
        .footer .list-unstyled li a:hover { 
            color: #ffffff !important; 
            transform: translateX(4px);
        }
        .footer .list-unstyled li a:hover::before {
            opacity: 1;
            transform: translateX(0);
        }

        .btn-wbs-footer {
            display: inline-flex; align-items: center; gap: 10px;
            padding: 10px 20px; border: 1px solid rgba(255,255,255,0.2); border-radius: 50px;
            color: #ffffff !important; text-decoration: none !important; font-weight: 600; font-size: 0.85rem;
            transition: all 0.3s cubic-bezier(0.4, 0, 0.2, 1); background: rgba(255,255,255,0.05);
        }
        .btn-wbs-footer:hover { 
            border-color: var(--primary-color); 
            background: var(--primary-color); 
            color: #ffffff !important;
            transform: translateY(-2px);
            box-shadow: 0 6px 15px rgba(236, 32, 40, 0.3);
        }
        .btn-wbs-footer i {
            color: #ffffff;
        }

        .social-link {
            display: inline-flex; align-items: center; justify-content: center; 
            width: 40px; height: 40px; 
            background: rgba(255,255,255,0.1); 
            border: 1px solid rgba(255,255,255,0.2); 
            border-radius: 50%;
            color: #ffffff; font-size: 1rem;
            transition: all 0.3s cubic-bezier(0.4, 0, 0.2, 1);
        }
        .social-link:hover { 
            background: var(--primary-color); 
            border-color: var(--primary-color); 
            color: #ffffff;
            transform: translateY(-4px) scale(1.05); 
            box-shadow: 0 8px 20px rgba(236, 32, 40, 0.3);
        }
        .footer .social-link i {
            color: #ffffff;
            transition: color 0.3s ease;
        }
        .social-media-links {
            display: flex;
            flex-wrap: wrap;
            gap: 8px;
            align-items: center;
        }

        .footer-bottom {
            background-color: #00122E;
            padding: 20px 0;
            margin-top: 40px;
            border-top: 1px solid rgba(255,255,255,0.1);
        }

        .footer-copyright { 
            font-size: 0.85rem; 
            color: #94A3B8; 
            margin: 0;
            font-weight: 500;
        }

        .footer-contact-info li { display: flex; align-items: flex-start; gap: 12px; margin-bottom: 15px; color: #CBD5E1; font-size: 0.9rem; }
        .footer-contact-info i { color: var(--primary-color) !important; font-size: 1rem; margin-top: 3px; width: 20px; text-align: center; }

        .trust-badge-item img { height: 28px; opacity: 0.9; filter: none; }

        .footer-trust-card {
            background: rgba(255,255,255,0.05);
            border: 1px solid rgba(255,255,255,0.1);
            border-radius: 20px;
            padding: 24px;
            margin-top: 45px;
            transition: all 0.3s ease;
        }
        .footer-trust-card:hover {
            background: rgba(255,255,255,0.1);
            border-color: rgba(255,255,255,0.2);
        }
        .footer-trust-card p {
            color: #CBD5E1 !important;
        }
        .footer-logo h5 {
            color: #ffffff !important;
        }
        /* ======================================== */
        /* NAVIGASI BAWAH (MOBILE) & OFFCANVAS */
        /* ======================================== */
        .bottom-nav {
            position: fixed; bottom: 0; left: 0; width: 100%; height: 70px; background: var(--white);
            box-shadow: 0 -4px 20px rgba(0, 0, 0, 0.1); z-index: 1030; display: none; padding: 0 10px; border-top: 1px solid rgba(0, 0, 0, 0.05);
        }
        
        @media (max-width: 991.98px) {
            .bottom-nav { display: flex; justify-content: space-around; align-items: center; }
            body { padding-bottom: 70px; }
            .footer-bottom { flex-direction: column; text-align: center; gap: 10px; }
        }

        /* ======================================== */
        /* MEGA MENU & DROPDOWNS (DESKTOP)          */
        /* ======================================== */
        @media (min-width: 992px) {
            /* Navbar container sebagai anchor untuk mega menu */
            .navbar > .container {
                position: relative;
            }
            .nav-item.dropdown.position-static {
                position: static !important;
            }

            /* Mega menu: absolute relatif ke .navbar > .container */
            .navbar .dropdown-menu.mega-menu {
                position: absolute;
                top: calc(100% + 8px);   /* Tepat di bawah navbar */
                left: 0;
                right: 0;
                margin: 0 auto;
                width: 100%;
                max-width: 1100px;
                background: #ffffff;
                border: 1px solid #f1f5f9;
                border-radius: 20px !important;
                box-shadow: 0 30px 60px rgba(0,0,0,0.08), 0 10px 20px rgba(0,0,0,0.04) !important;
                padding: 2.5rem !important;
                z-index: 1049;
                opacity: 0;
                visibility: hidden;
                transform: translateY(8px);
                transition: all 0.25s cubic-bezier(0.16, 1, 0.3, 1);
                display: block !important;
            }
            .nav-item.dropdown:hover .dropdown-menu.mega-menu,
            .nav-item.dropdown .dropdown-menu.mega-menu.show {
                transform: translateY(0);
                opacity: 1;
                visibility: visible;
            }
            .mega-menu-title {
                font-weight: 700;
                color: #1e293b;
                font-size: 0.85rem;
                margin-bottom: 1.25rem;
                padding-bottom: 0.6rem;
                border-bottom: 1.5px solid #f1f5f9;
                text-transform: uppercase;
                letter-spacing: 0.75px;
                display: flex;
                align-items: center;
                gap: 10px;
            }
            .mega-menu-title i {
                color: var(--primary-color) !important;
                font-size: 0.95rem;
            }
            .mega-menu-link {
                display: block;
                padding: 0.6rem 0.8rem;
                color: #475569;
                font-size: 0.88rem;
                font-weight: 500;
                text-decoration: none;
                transition: all 0.25s ease;
                border-radius: 8px;
            }
            .mega-menu-link:hover {
                background: #f8fafc;
                color: var(--primary-color) !important;
                transform: translateX(4px);
            }
        }

        /* ======================================== */
        /* SLIDE-OUT OFFCANVAS DRAWER (MOBILE)      */
        /* ======================================== */
        @media (max-width: 991.98px) {
            .navbar-collapse {
                position: fixed;
                top: 0;
                right: -100%;
                width: 320px;
                height: 100vh;
                background: #ffffff !important;
                z-index: 1050;
                padding: 1.5rem !important;
                box-shadow: -15px 0 35px rgba(0,0,0,0.08);
                transition: all 0.4s cubic-bezier(0.16, 1, 0.3, 1);
                display: flex !important;
                flex-direction: column;
                overflow-y: auto;
                border: none !important;
                border-radius: 0 !important;
                max-height: 100vh !important;
            }
            .navbar-collapse.show {
                right: 0;
            }
            .mobile-menu-header {
                display: flex !important;
                justify-content: space-between;
                align-items: center;
                margin-bottom: 1.5rem;
                padding-bottom: 1rem;
                border-bottom: 1px solid #f1f5f9;
                width: 100%;
            }
            .mobile-menu-header .mobile-brand {
                font-weight: 700;
                font-size: 1.1rem;
                color: #1e293b;
            }
            .btn-close-menu {
                background: #f1f5f9;
                border: none;
                width: 36px;
                height: 36px;
                border-radius: 50%;
                display: flex;
                align-items: center;
                justify-content: center;
                color: #475569;
                font-size: 1rem;
                cursor: pointer;
                transition: all 0.2s;
            }
            .btn-close-menu:hover {
                background: var(--primary-color);
                color: white;
            }
            .navbar-nav {
                width: 100%;
                margin-bottom: 1.5rem;
            }
            .navbar-nav .nav-item {
                border-bottom: none !important;
                margin-bottom: 0.5rem;
                width: 100%;
                opacity: 1 !important;
                transform: none !important;
            }
            .navbar .nav-link {
                padding: 0.8rem 1rem !important;
                font-size: 0.95rem;
                font-weight: 600;
                color: #1e293b !important;
                border-radius: 10px;
                display: flex;
                align-items: center;
                justify-content: space-between;
                transition: all 0.2s;
            }
            .navbar .nav-link:hover, .navbar .nav-link.active {
                background: #fff1f2 !important;
                color: var(--primary-color) !important;
            }
            .navbar .nav-link i.main-nav-icon {
                font-size: 1.1rem;
                color: #64748b;
                width: 24px;
                text-align: center;
                transition: all 0.2s;
            }
            .navbar .nav-link:hover i.main-nav-icon, .navbar .nav-link.active i.main-nav-icon {
                color: var(--primary-color);
            }
            .navbar .dropdown-menu {
                background: #f8fafc !important;
                border: 1px solid #e2e8f0 !important;
                border-radius: 12px !important;
                padding: 0.75rem !important;
                margin-top: 0.25rem !important;
                margin-bottom: 0.5rem !important;
                box-shadow: none !important;
                border-left: 3px solid var(--primary-color) !important;
                display: none;
            }
            .navbar .dropdown-menu.show {
                display: block !important;
            }
            .mobile-group-header {
                font-weight: 700;
                color: #64748b;
                font-size: 0.75rem;
                text-transform: uppercase;
                letter-spacing: 0.5px;
                margin: 0.75rem 0.5rem 0.5rem 0.5rem;
                padding-bottom: 0.25rem;
                border-bottom: 1px dashed #cbd5e1;
            }
            .navbar .dropdown-item {
                padding: 0.6rem 0.75rem !important;
                font-size: 0.88rem;
                font-weight: 500;
                color: #475569 !important;
                border-radius: 8px;
                display: block;
                transition: all 0.2s;
            }
            .navbar .dropdown-item:hover {
                background: #f1f5f9 !important;
                color: var(--primary-color) !important;
                transform: translateX(4px);
            }
            .navbar-search {
                margin: 1rem 0 !important;
                width: 100%;
                display: flex;
                flex-direction: column;
            }
            .search-form {
                position: relative !important;
                top: 0 !important;
                right: auto !important;
                width: 100% !important;
                transform: none !important;
                box-shadow: none !important;
                border: none !important;
                padding: 1rem 0 0 0 !important;
            }
            .search-form.show {
                transform: none !important;
            }
            .btn-login {
                width: 100%;
                padding: 0.8rem !important;
                margin-top: 1rem !important;
                border-radius: 12px !important;
            }
        
        .bottom-nav-item {
            flex-grow: 1; text-align: center; text-decoration: none; color: var(--light-text); font-size: 0.75rem;
            display: flex; flex-direction: column; align-items: center; padding: 8px 0;
        }
        
        .bottom-nav-item i { font-size: 1.3rem; margin-bottom: 4px; }
        .bottom-nav-item.active { color: var(--primary-color); font-weight: 600; }
        
        /* Navbar Toggler Icon (Hamburger) */
        .navbar-toggler { border: none; padding: 0.25rem 0.5rem; }
        .navbar-toggler:focus { box-shadow: none; }
        .navbar-toggler-icon {
            background-image: none; position: relative; width: 30px; height: 24px;
            display: flex; flex-direction: column; justify-content: space-between;
        }
        .navbar-toggler-icon span {
            display: block; height: 2px; width: 24px; background-color: var(--dark-text);
            border-radius: 3px; transition: all 0.3s cubic-bezier(0.68, -0.6, 0.32, 1.6);
            margin-left: auto;
        }
        .navbar-toggler-icon span:nth-child(2) { width: 18px; }
        .navbar-toggler-icon span:nth-child(3) { width: 24px; }

        .navbar-toggler:not(.collapsed) .navbar-toggler-icon span:nth-child(1) { 
            transform: translateY(11px) rotate(45deg); 
            width: 24px;
        }
        .navbar-toggler:not(.collapsed) .navbar-toggler-icon span:nth-child(2) { 
            opacity: 0; 
            transform: translateX(-10px);
        }
        .navbar-toggler:not(.collapsed) .navbar-toggler-icon span:nth-child(3) { 
            transform: translateY(-11px) rotate(-45deg); 
            width: 24px;
        }
        /* Menu Overlay Backdrop */
        .menu-overlay {
            position: fixed; top: 0; left: 0; width: 100%; height: 100%;
            background: rgba(0,0,0,0.5); backdrop-filter: blur(4px);
            z-index: 1040; display: none; opacity: 0; transition: opacity 0.3s ease;
        }
        .menu-overlay.show { display: block; opacity: 1; }
        }

        /* ── HOME PAGE TRANSPARENT NAVBAR (DESKTOP ONLY) ── */
        @media (min-width: 992px) {
            body.home-page {
                padding-top: 36px !important; /* Jarak untuk topbar saja, membiarkan hero slider berada di belakang navbar */
            }

            body.home-page .navbar {
                background: transparent !important;
                border-bottom: 1px solid rgba(255,255,255,0.15) !important;
                box-shadow: none !important;
            }

            /* teks brand saat transparan */
            body.home-page .navbar:not(.navbar-scrolled) .navbar-brand .brand-name {
                color: #ffffff !important;
            }
            body.home-page .navbar:not(.navbar-scrolled) .navbar-brand .brand-sub {
                color: rgba(255,255,255,0.7) !important;
            }

            /* menu navigasi saat transparan */
            body.home-page .navbar:not(.navbar-scrolled) .navbar-nav .nav-link {
                color: #ffffff !important;
            }
            body.home-page .navbar:not(.navbar-scrolled) .navbar-nav .nav-link:hover {
                color: #ffffff !important;
                background: rgba(255, 255, 255, 0.2) !important;
            }
            body.home-page .navbar:not(.navbar-scrolled) .navbar-nav .nav-link.active {
                color: #ffffff !important;
                background: rgba(255, 255, 255, 0.15) !important;
                font-weight: 700;
            }

            /* tombol pencarian saat transparan */
            body.home-page .navbar:not(.navbar-scrolled) .search-toggle {
                color: #ffffff !important;
            }

            /* ketika di-scroll ke bawah: kembali putih bersih */
            body.home-page .navbar.navbar-scrolled {
                background: rgba(255,255,255,0.98) !important;
                border-bottom: 1px solid #e8ecf0 !important;
                box-shadow: 0 10px 30px rgba(0,0,0,0.06) !important;
            }
            
            body.home-page .navbar.navbar-scrolled .navbar-brand .brand-name {
                color: var(--primary-color) !important;
            }
            body.home-page .navbar.navbar-scrolled .navbar-brand .brand-sub {
                color: #64748b !important;
            }

            body.home-page .navbar.navbar-scrolled .navbar-nav .nav-link {
                color: #1e293b !important;
            }
            body.home-page .navbar.navbar-scrolled .navbar-nav .nav-link:hover {
                color: var(--primary-color) !important;
                background: #fff1f2 !important;
            }
            body.home-page .navbar.navbar-scrolled .navbar-nav .nav-link.active {
                color: var(--primary-color) !important;
                background: #ffe5e7 !important;
                font-weight: 700;
            }
            body.home-page .navbar.navbar-scrolled .search-toggle {
                color: #1e293b !important;
            }
        }

        /* ================================================== */
        /* FLOATING PRODUCT BAR (TELKOMSEL STYLE)             */
        /* ================================================== */
        .tks-floating-bar {
            border-radius: 16px;
            border-top-left-radius: 0; 
            position: relative;
            overflow: visible; 
            box-shadow: 0 20px 40px rgba(0,0,0,0.08);
        }
        .tks-tabs {
            position: absolute;
            top: -46px; 
            left: 0;
            height: 46px;
            z-index: 10;
        }
        .tks-tab {
            padding: 0 30px;
            height: 46px;
            display: flex;
            align-items: center;
            font-weight: 700;
            font-size: 0.95rem;
            cursor: pointer;
            border-radius: 16px 16px 0 0;
            transition: all 0.3s;
        }
        .tks-tab.active {
            background: #ffffff;
            color: var(--dark-text);
            height: 47px; 
        }
        .tks-tab.red-tab {
            background: var(--primary-color);
            color: #ffffff;
        }
        .tks-tab.red-tab:hover {
            background: var(--primary-dark);
        }
        .tks-bar-content {
            min-height: 100px;
        }
        .tks-field-group {
            cursor: pointer;
            transition: all 0.2s;
        }
        .tks-field-icon {
            width: 45px;
            height: 45px;
            display: flex;
            align-items: center;
            justify-content: center;
            font-size: 1.6rem;
            color: var(--primary-color);
        }
        .tks-field-label {
            display: block;
            font-size: 0.8rem;
            color: #64748b;
            margin-bottom: 2px;
            font-weight: 600;
        }
        .tks-field-value, .tks-select {
            font-size: 1.15rem;
            font-weight: 800;
            color: #0F172A;
            font-family: 'Inter', sans-serif;
            transition: color 0.2s;
            cursor: pointer;
            background-color: transparent !important;
            appearance: none;
            -webkit-appearance: none;
            -moz-appearance: none;
            background-image: url("data:image/svg+xml;charset=UTF-8,%3csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%230f172a' stroke-width='2.5' stroke-linecap='round' stroke-linejoin='round'%3e%3cpolyline points='6 9 12 15 18 9'%3e%3c/polyline%3e%3c/svg%3e");
            background-repeat: no-repeat;
            background-position: right center;
            background-size: 16px;
            padding-right: 25px !important;
        }
        .tks-select:focus, .tks-search-input:focus {
            box-shadow: none !important;
            outline: none;
        }
        .tks-search-input::placeholder {
            color: #94A3B8;
            font-weight: 500;
        }
        .tks-divider {
            width: 1px;
            height: 60px;
            background: #e2e8f0;
        }
        .btn-tks-circle {
            width: 60px;
            height: 60px;
            border-radius: 50%;
            background: var(--primary-color);
            color: #ffffff !important;
            display: flex;
            align-items: center;
            justify-content: center;
            font-size: 1.3rem;
            text-decoration: none;
            transition: all 0.3s ease;
            box-shadow: 0 8px 20px rgba(236, 32, 40, 0.3);
        }
        .btn-tks-circle:hover {
            background: var(--primary-dark);
            transform: scale(1.05);
        }
        @media (max-width: 991.98px) {
            .tks-floating-bar {
                border-radius: 16px;
                margin-top: 10px;
            }
            .tks-tabs {
                position: relative;
                top: 0;
                width: 100%;
                height: auto;
            }
            .tks-tab {
                flex: 1;
                justify-content: center;
                border-radius: 0;
            }
            .tks-tab.active {
                border-top-left-radius: 16px;
            }
            .tks-tab.red-tab {
                border-top-right-radius: 16px;
            }
            .border-top {
                border-color: #f1f5f9 !important;
            }
            .tks-action {
                width: 100%;
            }
            .btn-tks-circle {
                width: 100%;
                border-radius: 50px;
                height: 55px;
            }
            .tks-divider {
                display: none;
            }
        }

        /* ================================================== */
        /* NEWS CAROUSEL & HOME PAGE STYLES                   */
        /* ================================================== */
        .news-icon-box {
            width: 46px; height: 46px;
            background: #fff5f5;
            color: var(--primary-color);
            border-radius: 12px;
            display: flex; align-items: center; justify-content: center;
            font-size: 1.15rem;
            flex-shrink: 0;
        }
        .news-section-title {
            font-size: 1.5rem;
            font-weight: 800;
            color: #1e293b;
            letter-spacing: -0.02em;
        }
        .news-see-all {
            color: var(--primary-color);
            font-weight: 700;
            font-size: 0.9rem;
            text-decoration: none;
            transition: all 0.2s;
            white-space: nowrap;
        }
        .news-see-all:hover { color: var(--primary-dark); }
        .news-filter-tabs { display: flex; gap: 8px; flex-wrap: wrap; }
        .news-tab {
            padding: 7px 20px;
            border-radius: 50px;
            border: 1.5px solid #e2e8f0;
            background: white;
            font-size: 0.85rem;
            font-weight: 600;
            color: #64748b;
            cursor: pointer;
            transition: all 0.2s ease;
        }
        .news-tab:hover { border-color: var(--primary-color); color: var(--primary-color); }
        .news-tab.active {
            background: var(--primary-color);
            border-color: var(--primary-color);
            color: white;
        }
        .newsSwiper { overflow: visible !important; }
        .newsSwiper .swiper-wrapper { align-items: stretch; }
        .newsSwiper .swiper-slide {
            width: 280px;
            height: auto;
        }
        .news-slide-card {
            display: flex;
            flex-direction: column;
            background: white;
            border-radius: 18px;
            overflow: hidden;
            text-decoration: none;
            border: 1px solid #f1f5f9;
            transition: all 0.3s ease;
            height: 100%;
            box-shadow: 0 2px 8px rgba(0,0,0,0.04);
        }
        .news-slide-card:hover {
            transform: translateY(-6px);
            box-shadow: 0 16px 40px rgba(0,0,0,0.1);
            border-color: #e2e8f0;
        }
        .news-slide-img {
            position: relative;
            width: 100%;
            aspect-ratio: 4/3;
            overflow: hidden;
            background: #f1f5f9;
            flex-shrink: 0;
        }
        .news-slide-img img {
            width: 100%; height: 100%;
            object-fit: cover;
            transition: transform 0.5s ease;
        }
        .news-slide-card:hover .news-slide-img img { transform: scale(1.06); }
        .news-slide-placeholder {
            width: 100%; height: 100%;
            display: flex; align-items: center; justify-content: center;
            color: #cbd5e1; font-size: 2.5rem;
        }
        .news-slide-badge {
            position: absolute; bottom: 10px; left: 10px;
            background: rgba(255,255,255,0.92);
            backdrop-filter: blur(6px);
            color: var(--primary-color);
            font-size: 0.72rem;
            font-weight: 700;
            padding: 3px 10px;
            border-radius: 20px;
        }
        .news-slide-body {
            padding: 16px;
            display: flex; flex-direction: column; gap: 8px;
            flex: 1;
        }
        .news-slide-title {
            font-size: 0.9rem;
            font-weight: 700;
            color: #1e293b;
            line-height: 1.5;
            margin: 0;
            display: -webkit-box;
            -webkit-line-clamp: 3;
            -webkit-box-orient: vertical;
            overflow: hidden;
        }
        .news-slide-date {
            font-size: 0.78rem;
            color: #94a3b8;
            display: flex; align-items: center;
            margin-top: auto;
        }
        .news-swiper-pagination { text-align: center; padding-top: 8px; }
        .news-swiper-pagination .swiper-pagination-bullet, .hero-slider .swiper-pagination-bullet {
            width: 8px; height: 8px;
            background: #cbd5e1;
            opacity: 0.6;
            transition: all 0.3s ease;
            border-radius: 50px;
        }
        .hero-slider .swiper-pagination-bullet {
            background: #ffffff;
        }
        .news-swiper-pagination .swiper-pagination-bullet-active, .hero-slider .swiper-pagination-bullet-active {
            background: var(--primary-color) !important;
            width: 32px;
            opacity: 1;
        }
        .newsSwiper .swiper-slide.hidden { display: none; }
        .custom-accordion .accordion-item {
            transition: transform 0.3s ease, box-shadow 0.3s ease;
        }
        .custom-accordion .accordion-item:hover {
            transform: translateY(-2px);
            box-shadow: 0 10px 20px rgba(0,0,0,0.06) !important;
        }
        .custom-accordion .accordion-button:not(.collapsed) {
            color: var(--primary-color) !important;
            background-color: #fff !important;
            box-shadow: none !important;
        }
        .calc-actions button.active { background: var(--primary-color) !important; color: white !important; }
        .card-bunga-premium {
            background: #fff;
            padding: 35px 30px;
            border-radius: 24px;
            transition: var(--transition);
            display: flex;
            flex-direction: column;
            position: relative;
            overflow: hidden;
        }
        .card-bunga-premium:hover {
            transform: translateY(-10px);
            box-shadow: var(--shadow-premium) !important;
            border-color: var(--primary-color) !important;
        }
        .card-bunga-icon-wrapper {
            width: 60px; height: 60px;
            background: #fff5f5;
            color: var(--primary-color);
            display: flex; align-items: center; justify-content: center;
            border-radius: 16px;
            font-size: 1.5rem;
        }
        .card-bunga-rate-premium {
            font-size: 2.75rem;
            font-weight: 800;
            color: var(--dark-text);
            line-height: 1;
            margin-bottom: 15px;
            font-family: var(--heading-font);
        }
        .calc-card-premium {
            background: #fff;
            padding: 35px;
            border-radius: 30px;
            border: 1px solid rgba(0,0,0,0.02);
        }
        .calc-card-premium .nav-pills { background: #f1f5f9; padding: 6px; border-radius: 50px; }
        .calc-card-premium .nav-link { 
            color: var(--light-text); 
            font-weight: 700; 
            font-size: 0.9rem;
            padding: 10px;
        }
        .calc-card-premium .nav-link.active { background: var(--primary-color); color: white; }
        .input-group-premium {
            display: flex;
            align-items: center;
            background: #f8fafc;
            border: 2px solid #e2e8f0;
            border-radius: 12px;
            padding: 4px 15px;
            transition: var(--transition);
        }
        .input-group-premium:focus-within { border-color: var(--primary-color); background: #fff; }
        .input-group-premium .prefix { font-weight: 700; color: var(--light-text); margin-right: 10px; }
        .input-group-premium input { border: none; background: transparent; padding: 10px 0; font-weight: 600; width: 100%; }
        .input-group-premium input:focus { outline: none; }
        .form-label { font-weight: 700; font-size: 0.85rem; color: var(--dark-text); margin-bottom: 8px; }
        .calc-form .form-control, .calc-form .form-select {
            background: #f8fafc;
            border: 2px solid #e2e8f0;
            border-radius: 12px;
            padding: 12px 15px;
            font-weight: 600;
        }
        .calc-form .form-control:focus { border-color: var(--primary-color); background: #fff; box-shadow: none; }
        .btn-quick-access {
            width: 55px;
            height: 55px;
            background-color: var(--primary-color);
            color: white;
            border-radius: 50%;
            text-decoration: none;
            transition: all 0.3s cubic-bezier(0.175, 0.885, 0.32, 1.275);
            display: flex;
            align-items: center;
            justify-content: center;
            font-size: 1.3rem;
        }
        .btn-quick-access:hover {
            background-color: #750f0f;
            color: white;
            transform: scale(1.1) translateX(-5px);
            box-shadow: 0 10px 25px rgba(117, 15, 15, 0.4) !important;
        }
        .object-fit-contain { object-fit: contain; }
        .swiper-pagination-bullet-active { background: var(--secondary-color, #ff9900) !important; }
        .swiper-pagination-bullet { background: rgba(255,255,255,0.5); }
        #heroSlider {
            width: 100%;
        }
        .hero-slide-desktop {
            aspect-ratio: 12 / 5;
            min-height: 300px;
        }
        .hero-slide-mobile {
            aspect-ratio: 9 / 16;
            min-height: 400px;
        }
        @media (max-width: 767.98px) {
            .mobile-caption-container {
                padding: 16px 24px;
                padding-top: 40px;
                width: 100%;
                max-width: 420px;
            }
            .mobile-caption-container h1 {
                font-size: 1.5rem !important;
                font-weight: 800 !important;
                margin-bottom: 12px !important;
                line-height: 1.3 !important;
            }
            .mobile-caption-container h6 {
                font-size: 0.72rem !important;
                text-transform: uppercase;
                letter-spacing: 2px !important;
            }
        }

        /* ================================================== */
        /* LAYANAN UTAMA KAMI (Savings, Loans, Deposits)      */
        /* ================================================== */
        .card-layanan-premium {
            border-radius: 20px;
            overflow: hidden;
            display: flex;
            flex-direction: column;
            height: 100%;
            background: rgba(255, 255, 255, 0.7);
            backdrop-filter: blur(10px);
            -webkit-backdrop-filter: blur(10px);
            border: 1px solid rgba(255, 255, 255, 0.5);
            box-shadow: 0 8px 32px 0 rgba(31, 38, 135, 0.07);
            transition: transform 0.4s cubic-bezier(0.16, 1, 0.3, 1), box-shadow 0.4s ease;
        }
        .card-layanan-premium:hover {
            transform: translateY(-8px);
            box-shadow: 0 12px 40px 0 rgba(31, 38, 135, 0.15);
            background: rgba(255, 255, 255, 0.85);
        }
        .card-layanan-img-wrapper {
            position: relative;
            width: 100%;
            padding-top: 56.25%;
            overflow: hidden;
            background: transparent;
        }
        .card-layanan-img {
            position: absolute;
            top: 0; left: 0;
            width: 100%; height: 100%;
            object-fit: cover;
            transition: transform 0.5s ease;
        }
        .card-layanan-premium:hover .card-layanan-img {
            transform: scale(1.05);
        }
        .card-layanan-content {
            padding: 24px;
            display: flex;
            flex-direction: column;
            flex-grow: 1;
            background: transparent;
        }
        .card-layanan-title {
            color: var(--dark-text);
            font-size: 1.25rem;
            font-weight: 800;
            margin-bottom: 12px;
            font-family: 'Inter', sans-serif;
        }
        .card-layanan-desc {
            color: var(--light-text);
            font-size: 0.95rem;
            line-height: 1.6;
            margin-bottom: 24px;
            flex-grow: 1;
        }
        .btn-selengkapnya-premium {
            align-self: flex-start;
            display: inline-flex;
            align-items: center;
            font-weight: 700;
            font-size: 0.95rem;
            text-decoration: none;
            transition: all 0.3s ease;
        }
        .btn-selengkapnya-premium:hover {
            color: var(--primary-dark) !important;
            transform: translateX(4px);
        }

        /* ======================================== */
        /* HUBUNGI KAMI (CONTACT) PAGE STYLES       */
        /* ======================================== */
        .page-header { display: none !important; }

        .contact-hero {
            position: relative;
            background-size: cover;
            background-position: center;
            color: var(--white);
        }
        .contact-hero .hero-overlay {
            position: absolute; top: 0; left: 0; width: 100%; height: 100%;
            background: linear-gradient(135deg, rgba(0,0,0,0.7) 0%, rgba(0,0,0,0.3) 100%);
        }
        .text-white-75 { color: rgba(255, 255, 255, 0.85); }

        .premium-card {
            transition: transform 0.3s ease, box-shadow 0.3s ease;
        }
        .premium-card:hover {
            transform: translateY(-5px);
            box-shadow: 0 15px 30px rgba(0,0,0,0.06) !important;
        }

        .icon-circle {
            width: 45px;
            height: 45px;
            border-radius: 50%;
            display: flex;
            align-items: center;
            justify-content: center;
            font-size: 1.1rem;
        }
        
        /* Soft Brand Colors */
        .bg-brand-primary-soft { background-color: rgba(239, 15, 15, 0.1); }
        .text-brand-primary { color: var(--primary-color) !important; }
        
        .bg-brand-secondary-soft { background-color: rgba(255, 153, 0, 0.1); }
        .text-brand-secondary { color: var(--secondary-color) !important; }

        .bg-brand-dark-soft { background-color: rgba(10, 25, 49, 0.1); }
        .text-brand-dark { color: var(--dark-blue) !important; }

        .bg-brand-accent-soft { background-color: rgba(231, 76, 60, 0.1); }
        .text-brand-accent { color: var(--accent-color) !important; }

        /* Form Styles */
        .custom-input-group {
            border: 1px solid #e2e8f0;
            transition: all 0.3s ease;
        }
        .custom-focus:focus {
            box-shadow: none !important;
            outline: none !important;
        }
        .custom-input-group:focus-within {
            border-color: var(--primary-color);
            box-shadow: 0 0 0 0.25rem rgba(239, 15, 15, 0.15) !important;
        }
        .custom-input-group:focus-within .input-group-text i {
            color: var(--primary-color) !important;
        }

        /* Buttons */
        .custom-btn-primary {
            border: none;
            transition: all 0.3s;
        }
        .custom-btn-primary:hover:not(:disabled) {
            background-color: #a11616 !important;
            transform: translateY(-2px);
            box-shadow: 0 8px 20px rgba(239, 15, 15, 0.3) !important;
        }
        .custom-btn-primary:disabled {
            background-color: #94a3b8 !important;
            cursor: not-allowed;
            opacity: 0.7;
        }

        /* Security Verification Box (Premium Replacement for alert) */
        .security-verification-box {
            background: #f8fafc;
            border: 1px solid #e2e8f0;
            border-radius: 12px;
            padding: 20px;
            transition: all 0.3s ease;
        }
        .security-verification-box:focus-within {
            border-color: var(--primary-color);
            background: #ffffff;
            box-shadow: 0 4px 12px rgba(236, 32, 40, 0.05);
        }

        /* Social Links */
        .social-link {
            width: 45px;
            height: 45px;
            border-radius: 50% !important;
            display: flex;
            align-items: center;
            justify-content: center;
            text-decoration: none;
            transition: all 0.3s ease;
            color: white !important;
            font-size: 1.1rem;
            border: none !important;
        }
        .social-link i {
            color: white !important;
        }
        .social-link.facebook { background: #3b5998 !important; }
        .social-link.instagram { background: linear-gradient(45deg, #f09433, #e6683c, #dc2743, #cc2366, #bc1888) !important; }
        .social-link.twitter { background: #1da1f2 !important; }
        .social-link.youtube { background: #cd201f !important; }
        .social-link.linkedin { background: #0077b5 !important; }
        
        .social-link:hover {
            transform: translateY(-5px);
            box-shadow: 0 8px 15px rgba(0,0,0,0.2);
            color: white !important;
        }

        /* Validation Styles */
        .was-validated .form-control:valid,
        .form-control.is-valid {
            background-image: none !important;
        }
        
        .was-validated .form-control:invalid,
        .form-control.is-invalid {
            backdrop-filter: blur(10px);
            -webkit-backdrop-filter: blur(10px);
            border: 1px solid rgba(255, 255, 255, 0.5);
            box-shadow: 0 8px 32px 0 rgba(31, 38, 135, 0.07);
            transition: transform 0.4s cubic-bezier(0.16, 1, 0.3, 1), box-shadow 0.4s ease;
        }
        .card-layanan-premium:hover {
            transform: translateY(-8px);
            box-shadow: 0 12px 40px 0 rgba(31, 38, 135, 0.15);
            background: rgba(255, 255, 255, 0.85);
        }
        .card-layanan-img-wrapper {
            position: relative;
            width: 100%;
            padding-top: 56.25%;
            overflow: hidden;
            background: transparent;
        }
        .card-layanan-img {
            position: absolute;
            top: 0; left: 0;
            width: 100%; height: 100%;
            object-fit: cover;
            transition: transform 0.5s ease;
        }
        .card-layanan-premium:hover .card-layanan-img {
            transform: scale(1.05);
        }
        .card-layanan-content {
            padding: 24px;
            display: flex;
            flex-direction: column;
            flex-grow: 1;
            background: transparent;
        }
        .card-layanan-title {
            color: var(--dark-text);
            font-size: 1.25rem;
            font-weight: 800;
            margin-bottom: 12px;
            font-family: 'Inter', sans-serif;
        }
        .card-layanan-desc {
            color: var(--light-text);
            font-size: 0.95rem;
            line-height: 1.6;
            margin-bottom: 24px;
            flex-grow: 1;
        }
        .btn-selengkapnya-premium {
            align-self: flex-start;
            display: inline-flex;
            align-items: center;
            font-weight: 700;
            font-size: 0.95rem;
            text-decoration: none;
            transition: all 0.3s ease;
        }
        .btn-selengkapnya-premium:hover {
            color: var(--primary-dark) !important;
            transform: translateX(4px);
        }

        /* ======================================== */
        /* HUBUNGI KAMI (CONTACT) PAGE STYLES       */
        /* ======================================== */
        .page-header { display: none !important; }

        .contact-hero {
            position: relative;
            background-size: cover;
            background-position: center;
            color: var(--white);
        }
        .contact-hero .hero-overlay {
            position: absolute; top: 0; left: 0; width: 100%; height: 100%;
            background: linear-gradient(135deg, rgba(0,0,0,0.7) 0%, rgba(0,0,0,0.3) 100%);
        }
        .text-white-75 { color: rgba(255, 255, 255, 0.85); }

        .premium-card {
            transition: transform 0.3s ease, box-shadow 0.3s ease;
        }
        .premium-card:hover {
            transform: translateY(-5px);
            box-shadow: 0 15px 30px rgba(0,0,0,0.06) !important;
        }

        .icon-circle {
            width: 45px;
            height: 45px;
            border-radius: 50%;
            display: flex;
            align-items: center;
            justify-content: center;
            font-size: 1.1rem;
        }
        
        /* Soft Brand Colors */
        .bg-brand-primary-soft { background-color: rgba(239, 15, 15, 0.1); }
        .text-brand-primary { color: var(--primary-color) !important; }
        
        .bg-brand-secondary-soft { background-color: rgba(255, 153, 0, 0.1); }
        .text-brand-secondary { color: var(--secondary-color) !important; }

        .bg-brand-dark-soft { background-color: rgba(10, 25, 49, 0.1); }
        .text-brand-dark { color: var(--dark-blue) !important; }

        .bg-brand-accent-soft { background-color: rgba(231, 76, 60, 0.1); }
        .text-brand-accent { color: var(--accent-color) !important; }

        /* Form Styles */
        .custom-input-group {
            border: 1px solid #e2e8f0;
            transition: all 0.3s ease;
        }
        .custom-focus:focus {
            box-shadow: none !important;
            outline: none !important;
        }
        .custom-input-group:focus-within {
            border-color: var(--primary-color);
            box-shadow: 0 0 0 0.25rem rgba(239, 15, 15, 0.15) !important;
        }
        .custom-input-group:focus-within .input-group-text i {
            color: var(--primary-color) !important;
        }

        /* Buttons */
        .custom-btn-primary {
            border: none;
            transition: all 0.3s;
        }
        .custom-btn-primary:hover:not(:disabled) {
            background-color: #a11616 !important;
            transform: translateY(-2px);
            box-shadow: 0 8px 20px rgba(239, 15, 15, 0.3) !important;
        }
        .custom-btn-primary:disabled {
            background-color: #94a3b8 !important;
            cursor: not-allowed;
            opacity: 0.7;
        }

        /* Security Verification Box (Premium Replacement for alert) */
        .security-verification-box {
            background: #f8fafc;
            border: 1px solid #e2e8f0;
            border-radius: 12px;
            padding: 20px;
            transition: all 0.3s ease;
        }
        .security-verification-box:focus-within {
            border-color: var(--primary-color);
            background: #ffffff;
            box-shadow: 0 4px 12px rgba(236, 32, 40, 0.05);
        }

        /* Social Links */
        .social-link {
            width: 45px;
            height: 45px;
            border-radius: 50% !important;
            display: flex;
            align-items: center;
            justify-content: center;
            text-decoration: none;
            transition: all 0.3s ease;
            color: white !important;
            font-size: 1.1rem;
            border: none !important;
        }
        .social-link i {
            color: white !important;
        }
        .social-link.facebook { background: #3b5998 !important; }
        .social-link.instagram { background: linear-gradient(45deg, #f09433, #e6683c, #dc2743, #cc2366, #bc1888) !important; }
        .social-link.twitter { background: #1da1f2 !important; }
        .social-link.youtube { background: #cd201f !important; }
        .social-link.linkedin { background: #0077b5 !important; }
        
        .social-link:hover {
            transform: translateY(-5px);
            box-shadow: 0 8px 15px rgba(0,0,0,0.2);
            color: white !important;
        }

        /* Validation Styles */
        .was-validated .form-control:valid,
        .form-control.is-valid {
            background-image: none !important;
        }
        
        .was-validated .form-control:invalid,
        .form-control.is-invalid {
            background-image: url("data:image/svg+xml,%3csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 12 12' width='12' height='12' fill='none' stroke='%23dc3545'%3e%3ccircle cx='6' cy='6' r='4.5'/%3e%3cpath d='M5.8 3.6h.4L6 6.5z'/%3e%3ccircle cx='6' cy='8.2' r='.6' fill='%23dc3545' stroke='none'/%3e%3c/svg%3e");
            background-repeat: no-repeat;
            background-position: right calc(0.375em + 0.1875rem) center;
            background-size: calc(0.75em + 0.375rem) calc(0.75em + 0.375rem);
        }
        .was-validated .custom-input-group:has(.form-control:invalid) {
            border-color: #dc3545;
        }
        .was-validated .custom-input-group:has(.form-control:valid) {
            border-color: #198754;
        }

        /* --- Custom Close Button for Promo Popup --- */
        .btn-custom-close {
            width: 32px !important;
            height: 32px !important;
            background: #ffffff !important;
            color: #1e293b !important;
            border: none !important;
            border-radius: 50% !important;
            display: flex !important;
            align-items: center !important;
            justify-content: center !important;
            box-shadow: 0 4px 12px rgba(0,0,0,0.15) !important;
            transition: all 0.25s ease !important;
            cursor: pointer;
            padding: 0 !important;
        }
        .btn-custom-close:hover {
            transform: scale(1.1) !important;
            background: #EC2028 !important;
            color: #ffffff !important;
        }
        .btn-custom-close i {
            font-size: 14px !important;
            line-height: 1 !important;
            color: inherit !important;
        }

        /* ======================================== */
        /* FLOATING PRODUCT FINDER BAR STYLES       */
        /* ======================================== */
        .tks-floating-bar {
            background: #ffffff !important;
            border-radius: 20px !important;
            box-shadow: 0 15px 45px rgba(0, 0, 0, 0.08) !important;
            border: 1px solid rgba(0,0,0,0.02) !important;
            position: relative;
            z-index: 100;
            overflow: hidden;
            transition: all 0.3s ease;
        }
        .tks-floating-bar:hover {
            transform: translateY(-2px);
            box-shadow: 0 20px 50px rgba(0, 0, 0, 0.12) !important;
        }

        .tks-tabs {
            background-color: #f1f5f9 !important;
            border-bottom: 1px solid #e2e8f0 !important;
        }

        .tks-tab {
            padding: 14px 28px !important;
            font-size: 0.88rem !important;
            font-weight: 700 !important;
            cursor: pointer;
            transition: all 0.25s ease !important;
            text-align: center;
            display: flex;
            align-items: center;
            justify-content: center;
        }

        .tks-tab.active {
            background-color: #EC2028 !important;
            color: #ffffff !important;
            box-shadow: 0 4px 15px rgba(236, 32, 40, 0.2) !important;
        }

        .tks-tab.red-tab {
            background-color: transparent !important;
            color: #475569 !important;
        }
        .tks-tab.red-tab:hover {
            color: #EC2028 !important;
            background-color: rgba(236, 32, 40, 0.03) !important;
        }

        .tks-bar-content {
            background-color: #ffffff !important;
            transition: all 0.3s ease;
        }

        .tks-fields {
            width: 100%;
        }

        .tks-field-group {
            position: relative;
            transition: all 0.2s ease;
        }

        .tks-field-icon {
            width: 44px;
            height: 44px;
            border-radius: 50% !important;
            background-color: rgba(236, 32, 40, 0.07) !important;
            color: #EC2028 !important;
            display: flex !important;
            align-items: center !important;
            justify-content: center !important;
            font-size: 1.15rem !important;
            flex-shrink: 0;
            transition: all 0.3s ease;
        }
        .tks-field-group:hover .tks-field-icon {
            background-color: #EC2028 !important;
            color: #ffffff !important;
            transform: scale(1.05);
        }

        .tks-field-label {
            display: block !important;
            font-size: 0.72rem !important;
            text-transform: uppercase !important;
            letter-spacing: 0.8px !important;
            font-weight: 700 !important;
            color: #64748b !important;
            margin-bottom: 2px !important;
        }

        .tks-select {
            font-size: 0.95rem !important;
            font-weight: 700 !important;
            color: #0f172a !important;
            border: none !important;
            cursor: pointer !important;
            padding: 0 !important;
            background: transparent !important;
            outline: none !important;
            box-shadow: none !important;
            background-image: url("data:image/svg+xml,%3csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 16 16'%3e%3cpath fill='none' stroke='%23343a40' stroke-linecap='round' stroke-linejoin='round' stroke-width='2' d='m2 5 6 6 6-6'/%3e%3c/svg%3e") !important;
            background-repeat: no-repeat !important;
            background-position: right center !important;
            background-size: 12px !important;
            padding-right: 20px !important;
            transition: color 0.2s;
        }
        .tks-select:focus {
            color: #EC2028 !important;
            box-shadow: none !important;
        }

        .tks-divider {
            height: 42px !important;
            width: 1px !important;
            background-color: #e2e8f0 !important;
            margin: 0 24px !important;
            flex-shrink: 0;
        }

        .btn-tks-circle {
            width: 52px !important;
            height: 52px !important;
            border-radius: 50% !important;
            background: #EC2028 !important;
            color: #ffffff !important;
            display: flex !important;
            align-items: center !important;
            justify-content: center !important;
            font-size: 1.15rem !important;
            cursor: pointer !important;
            transition: all 0.3s cubic-bezier(0.4, 0, 0.2, 1) !important;
            box-shadow: 0 6px 16px rgba(236, 32, 40, 0.3) !important;
        }

        .btn-tks-circle:hover {
            transform: scale(1.06) rotate(90deg) !important;
            background: #c21a21 !important;
            color: #ffffff !important;
            box-shadow: 0 8px 22px rgba(236, 32, 40, 0.45) !important;
        }

        @media (max-width: 991.98px) {
            .tks-floating-bar {
                margin-top: -15px !important;
                margin-bottom: 25px !important;
                border-radius: 16px !important;
            }
            .tks-divider {
                display: none !important;
            }
            .tks-field-group {
                border-top: 1px solid #f1f5f9 !important;
                padding-top: 12px !important;
                padding-bottom: 12px !important;
            }
            .tks-fields .tks-field-group:first-child {
                border-top: none !important;
                padding-top: 0 !important;
            }
            .btn-tks-circle {
                width: 100% !important;
                border-radius: 12px !important;
                height: 48px !important;
            }
            .btn-tks-circle:hover {
                transform: none !important;
            }
        }
